Sharing my thoughts!

So here I am ... It has been awhile thats for sure.

I contemplated on letting everyone know my situation but maybe this is what I need. Maybe i need to get it off my chest on here to help me figure this all out.

All starts with me being not so wise and getting three student loans equaling a TON of money. Now I have to pay it back. I then made the mistake of getting so many credit cards and then I wasn't able to pay them.

So here I am a few years later, I have 3 student loans, a house, 2 credit lines, 4 credit cards.

On top of those bills mind you the student loans all together want 800 dollars a month and I CANNOT consolidate them because my credit is bad now because of not being able to pay student loans!

So.. This is going to be a long post I apologize but maybe this is just what I need.

On top of those bills, I have lot rent and trash, water, sewer, and electric, that comes to me in one bill, then I pay electric, cable, internet and cell phones!

Not to mention groceries and gas and car insurance!

So you see I have a ton of bills - yes I make 13 dollars an hour and get a 270 dollar a month bonus(before commission taxes are taken out) but this still isn't enough money for me to live and pay all my bills.

I contemplated bankruptcy and currently trying to figure out how to go through it all. It is going to cost me about 1200 dollars to go through with it. I have the money or will have it saved up to do it. My problem is my car is paid for. Since it is paid for if I file a chapter 7 they will take my car sell it and use some of that to pay creditors.. thing is I used my student loan to buy it so I was able to get to and from school.

So if they take my car I am still going to have to be paying for it because im still paying for my student loans. (not wise I know, but did what I had to do at the time).

Im living in ga now and have a boyfriend living with me - he has lost his jobs.

We will be moving to Ohio but in ohio you have to be there for six months to regain residency in order to be able to file in Ohio. This is a huge mess and Im really stressing out about it.

I miss my family and friends in Ohio and really want to be in Ohio. That is where I am happiest. I am awaiting a call back from an Attorney in Ohio to see what I can legally do. Can I just up and leave me house stop paying and move to ohio? Who knows...

Will talk with both my parents tonight and once I get out of work which I hope is super soon then I am going to try and call the attorney back and see what she has to say for legal advice.!

I am soooooo stressed and its driving me nuts!

Sorry

I apologize for not blogging much as of late.

I have decided to stop counting my calories because its becoming a stressor.

I will definately be upping my protein then cutting down on my carbs.

And limiting my fat all around.

In doing this-- I hope to tone a lot quicker than I am now!!

Wish me luck!

Friday Cardio

Swam laps thirty minutes tonight...extremely exhausted got lots to do.

Hope I can get everything organized to where I can get back on my game for these posts.

Thursday Weights

Abs:

4 sets of 20 @ 50lbs

Chest:

Bench press:
3 sets of 12 @ 45lbs

Incline bench press
one set of 8

butterfly machine
3 sets of 15 at 20

Back:
pull down to the back
1 set of 15 @ 30lbs
2 set of 15 @ 40lbs

Calves:
2 sets of 25 at 90 lbs

Mary Kay Products

I know this is my workout blog but I am trying to get the word out that I am selling Mary Kay products starting in the beginnig of Decemeber.

If anyone is interested feel free to email me at sgartin06@yahoo.com (subject:Mary Kay)

Feel free to pass the word on to people you know!!

Tuesday Weights

Sorry I have been behind a bit lately. I have been extremely exhausted and theres never enough time at night.
I am now able to copy and paste from my Spark Fitness YAY!!!! Ok the numbers after each exercise are in this order:

Sets/Reps/Weight
Abs - regular 4 20 50


Arms - concentration curls 2 10 8

Arms - hammercurls 3 15 8

Arms - one arm pull down -rope 3 10 20

Arms - Vbar pushdowns 1 15 40

Arms - Vbar pushdowns 2 15 50

Arms - One arm pushdown 3 10 20

Legs - leg extensions 2 12 20

Legs - step up machine 2 12 20

Calves - straight 2 25 90

Calves - Outward 2 25 70

Im back

I am back!

Extremely exhausted!

Will try to post an update blog from the amazing weekend I had.

I am going straight home after work and taking a nap!